Cheesy Meat Loaf

Why You’ll Love This Recipe

What makes this Cheesy Meat Loaf stand out is the gooey cheddar cheese that’s mixed right into the meatloaf, making each bite extra flavorful. The combination of quick-cooking oats and ground beef ensures the loaf stays tender, while the ketchup, brown sugar, and mustard topping adds a perfect balance of sweetness and tang. It’s simple to make but delivers big flavor, making it an ideal dish for both weeknight dinners and special occasions.

Ingredients

• 1 large egg
• 3/4 cup whole milk
• 1 cup shredded cheddar cheese
• 1/2 cup quick-cooking oats
• 1/2 cup chopped onion
• 1/2 teaspoon salt
• 1 pound ground beef
• 2/3 cup ketchup
• 1/2 cup packed brown sugar
• 1-1/2 teaspoons prepared mustard

(Tip: You’ll find the full list of ingredients and measurements in the recipe card below.)

Directions

1. Preheat your oven to 350°F (175°C). Grease a loaf pan or line it with parchment paper for easy removal.
2. In a large bowl, beat the egg and milk together. Add the shredded cheddar cheese, oats, chopped onion, and salt. Stir to combine.
3. Add the ground beef to the mixture and gently combine until everything is evenly incorporated. Be careful not to overmix to keep the meatloaf tender.
4. Transfer the meat mixture into the prepared loaf pan and shape it into a loaf.
5. In a small bowl, mix together the ketchup, brown sugar, and mustard until smooth. Pour this mixture evenly over the top of the meatloaf.
6. Bake for 60-70 minutes, or until the meatloaf is fully cooked and a meat thermometer reads 160°F (71°C).
7. Remove the meatloaf from the oven and let it rest for about 10 minutes before slicing and serving.

Servings and Timing

This recipe makes approximately 6 servings and takes about 1 hour and 15 minutes, including prep and baking time.

Variations

• Cheese variations: You can swap out the cheddar cheese for other cheeses such as mozzarella or Monterey Jack for a different flavor profile.
• Spicy meatloaf: Add a few dashes of hot sauce or crushed red pepper flakes to the meat mixture for a spicy kick.
• Vegetable-packed meatloaf: Incorporate finely grated carrots or zucchini into the meat mixture for extra nutrients and moisture.

Storage/Reheating

• Storage: Store leftover meatloaf in an airtight container in the refrigerator for up to 3-4 days.
• Freezing: You can freeze meatloaf slices for up to 3 months. Wrap them tightly in plastic wrap and foil before freezing. To reheat, bake from frozen at 350°F (175°C) for 25-30 minutes, or microwave for 3-4 minutes.
• Reheating: To reheat individual slices, place them on a baking sheet and cover loosely with foil. Bake at 350°F (175°C) for 10-15 minutes, or microwave for 1-2 minutes.

FAQs

Can I use ground turkey instead of beef?

Yes, you can substitute ground turkey for ground beef, though the flavor will be lighter. You may want to add some extra seasoning to compensate for the difference in flavor.

Can I make this recipe ahead of time?

Yes, you can prepare the meatloaf mixture in advance and refrigerate it for up to 24 hours before baking. You can also bake it ahead of time and reheat it later.

Can I make mini meatloafs instead of one large one?

Absolutely! You can divide the mixture into smaller portions and bake them in muffin tins for individual servings. Bake for about 25-30 minutes.

Can I use a different grain instead of oats?

Yes, you can substitute the oats with breadcrumbs, cooked rice, or crushed crackers, though oats help to keep the meatloaf tender and moist.

Can I freeze the meatloaf before cooking?

Yes, you can freeze the unbaked meatloaf. Just wrap it tightly in plastic wrap and foil, and bake it from frozen, adding extra baking time.

How do I know when the meatloaf is fully cooked?

The best way to ensure your meatloaf is done is by using a meat thermometer. It should read 160°F (71°C) when inserted into the center of the loaf.

Can I add vegetables to the meatloaf mixture?

Yes! Finely chopped vegetables like bell peppers, carrots, or mushrooms can be added to the meat mixture for extra flavor and moisture.

What can I serve with Cheesy Meat Loaf?

This meatloaf pairs perfectly with mashed potatoes, roasted vegetables, or a simple side salad. You can also serve it with your favorite starch like rice or pasta.

Can I use low-fat cheese for this recipe?

Yes, you can use low-fat cheese, though the texture and flavor may be slightly different from using full-fat cheese.

Can I make the topping spicier?

Absolutely! You can mix in a bit of hot sauce, sriracha, or chili powder into the ketchup-brown sugar-mustard topping to give it an extra kick.

Conclusion

Cheesy Meat Loaf is the ultimate comfort food, bringing together the heartiness of beef with the indulgence of melted cheddar cheese and a sweet-tangy glaze. It’s easy to make, full of flavor, and sure to please everyone at the table. Whether for a weeknight dinner or a special gathering, this recipe will quickly become a family favorite. Enjoy the delicious combination of cheese, spices, and tender meat in every bite!

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